Negotiated Employee Affordable Home Purchase Program (NEAHP)
District of Columbia Department of Housing and Community Development (DHCD) and DC Office of Labor Relations and Collective Bargaining
$3,000 to $26,500
Eligible union-covered DC government employees may receive $3,000 to $26,500 for down payment and closing costs, with ten-year conditional forgiveness.
Forgivable loan
Locations listed in HomeBase: District of Columbia
This may not be the program's complete service area. Check the provider's location rules for the home you want to buy.
How and when you repay
Who can apply
About you
- The applicant must be a DC government employee in a position covered by an eligible collective bargaining agreement.
- Assistance depends on years of service in the eligible bargaining unit.
- NEAHP may be added to other DHCD or housing-program assistance for which the employee qualifies.
- Funding is subject to availability.
The home
- The purchased property must be in DC and remain the participant’s primary residence.
The program makes the final eligibility decision.
Full requirements, documents, and history
Income tables, education requirements, contacts, complete rules, stacking guidance, sources, and change history
Conditions
Only certain DC government employees whose positions are covered by an eligible collective bargaining agreement can apply.
Documents needed
- Employment and bargaining-unit eligibility verification
- Home-purchase application materials requested by the administering community organization
Reader request
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What can I combine this with?
Most buyers can use more than one program on the same purchase — a state program under a county one, an employer benefit under both. Taking one when three were available is the most expensive mistake on this site, and it is usually made in silence.
Show what stacks with Negotiated Employee Affordable Home Purchase Program (NEAHP)(12 to check)
Worth asking about(12)
No published rule either way. One phone call settles it — and the answer can be worth thousands.
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Here’s the question to ask
Hello — I'm a homebuyer looking at Affinity HomeAdvantage Cash Rewards. Can it be used on the same purchase as Negotiated Employee Affordable Home Purchase Program (NEAHP) (District of Columbia Department of Housing and Community Development (DHCD) and DC Office of Labor Relations and Collective Bargaining)? If it can: 1. Is there a cap on total assistance from all sources combined? 2. Do I need to disclose the other program before I apply, or does it matter which I apply to first? 3. Does using both change the repayment or forgiveness terms of yours? Thank you.
Ask both program offices, not just one. When their answers differ, the stricter answer is the one that applies at closing.
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Unverified research entry — details not yet confirmed.
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Here’s the question to ask
Hello — I'm a homebuyer looking at Affordable Loan Solution®. Can it be used on the same purchase as Negotiated Employee Affordable Home Purchase Program (NEAHP) (District of Columbia Department of Housing and Community Development (DHCD) and DC Office of Labor Relations and Collective Bargaining)? If it can: 1. Is there a cap on total assistance from all sources combined? 2. Do I need to disclose the other program before I apply, or does it matter which I apply to first? 3. Does using both change the repayment or forgiveness terms of yours? Thank you.
Ask both program offices, not just one. When their answers differ, the stricter answer is the one that applies at closing.
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Here’s the question to ask
Hello — I'm a homebuyer looking at AgFed ARM Closing Cost Special. Can it be used on the same purchase as Negotiated Employee Affordable Home Purchase Program (NEAHP) (District of Columbia Department of Housing and Community Development (DHCD) and DC Office of Labor Relations and Collective Bargaining)? If it can: 1. Is there a cap on total assistance from all sources combined? 2. Do I need to disclose the other program before I apply, or does it matter which I apply to first? 3. Does using both change the repayment or forgiveness terms of yours? Thank you.
Ask both program offices, not just one. When their answers differ, the stricter answer is the one that applies at closing.
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Here’s the question to ask
Hello — I'm a homebuyer looking at Alliant Advantage Mortgage. Can it be used on the same purchase as Negotiated Employee Affordable Home Purchase Program (NEAHP) (District of Columbia Department of Housing and Community Development (DHCD) and DC Office of Labor Relations and Collective Bargaining)? If it can: 1. Is there a cap on total assistance from all sources combined? 2. Do I need to disclose the other program before I apply, or does it matter which I apply to first? 3. Does using both change the repayment or forgiveness terms of yours? Thank you.
Ask both program offices, not just one. When their answers differ, the stricter answer is the one that applies at closing.
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No published rule either way. Many programs at different levels do combine — this is a short phone call, and the answer can be worth thousands.
Here’s the question to ask
Hello — I'm a homebuyer looking at Andrews Federal FHLB First-Time Homebuyer Grant. Can it be used on the same purchase as Negotiated Employee Affordable Home Purchase Program (NEAHP) (District of Columbia Department of Housing and Community Development (DHCD) and DC Office of Labor Relations and Collective Bargaining)? If it can: 1. Is there a cap on total assistance from all sources combined? 2. Do I need to disclose the other program before I apply, or does it matter which I apply to first? 3. Does using both change the repayment or forgiveness terms of yours? Thank you.
Ask both program offices, not just one. When their answers differ, the stricter answer is the one that applies at closing.
- Atlantic Union Bank STAR Portfolio Loan ProgramAtlantic Union Bank
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No published rule either way. Many programs at different levels do combine — this is a short phone call, and the answer can be worth thousands.
Here’s the question to ask
Hello — I'm a homebuyer looking at Atlantic Union Bank STAR Portfolio Loan Program. Can it be used on the same purchase as Negotiated Employee Affordable Home Purchase Program (NEAHP) (District of Columbia Department of Housing and Community Development (DHCD) and DC Office of Labor Relations and Collective Bargaining)? If it can: 1. Is there a cap on total assistance from all sources combined? 2. Do I need to disclose the other program before I apply, or does it matter which I apply to first? 3. Does using both change the repayment or forgiveness terms of yours? Thank you.
Ask both program offices, not just one. When their answers differ, the stricter answer is the one that applies at closing.
Unverified research entry — details not yet confirmed.
No published rule either way. Many programs at different levels do combine — this is a short phone call, and the answer can be worth thousands.
Here’s the question to ask
Hello — I'm a homebuyer looking at CBC Mortgage Chenoa Fund - Conventional 97 HomeReady Program. Can it be used on the same purchase as Negotiated Employee Affordable Home Purchase Program (NEAHP) (District of Columbia Department of Housing and Community Development (DHCD) and DC Office of Labor Relations and Collective Bargaining)? If it can: 1. Is there a cap on total assistance from all sources combined? 2. Do I need to disclose the other program before I apply, or does it matter which I apply to first? 3. Does using both change the repayment or forgiveness terms of yours? Thank you.
Ask both program offices, not just one. When their answers differ, the stricter answer is the one that applies at closing.
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Here’s the question to ask
Hello — I'm a homebuyer looking at Chase Homebuyer Grant. Can it be used on the same purchase as Negotiated Employee Affordable Home Purchase Program (NEAHP) (District of Columbia Department of Housing and Community Development (DHCD) and DC Office of Labor Relations and Collective Bargaining)? If it can: 1. Is there a cap on total assistance from all sources combined? 2. Do I need to disclose the other program before I apply, or does it matter which I apply to first? 3. Does using both change the repayment or forgiveness terms of yours? Thank you.
Ask both program offices, not just one. When their answers differ, the stricter answer is the one that applies at closing.
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No published rule either way. Many programs at different levels do combine — this is a short phone call, and the answer can be worth thousands.
Here’s the question to ask
Hello — I'm a homebuyer looking at Chenoa Fund Down Payment Assistance. Can it be used on the same purchase as Negotiated Employee Affordable Home Purchase Program (NEAHP) (District of Columbia Department of Housing and Community Development (DHCD) and DC Office of Labor Relations and Collective Bargaining)? If it can: 1. Is there a cap on total assistance from all sources combined? 2. Do I need to disclose the other program before I apply, or does it matter which I apply to first? 3. Does using both change the repayment or forgiveness terms of yours? Thank you.
Ask both program offices, not just one. When their answers differ, the stricter answer is the one that applies at closing.
Unverified research entry — details not yet confirmed.
No published rule either way. Many programs at different levels do combine — this is a short phone call, and the answer can be worth thousands.
Here’s the question to ask
Hello — I'm a homebuyer looking at Chenoa Fund DPA Edge Soft Second product for FHA loans. Can it be used on the same purchase as Negotiated Employee Affordable Home Purchase Program (NEAHP) (District of Columbia Department of Housing and Community Development (DHCD) and DC Office of Labor Relations and Collective Bargaining)? If it can: 1. Is there a cap on total assistance from all sources combined? 2. Do I need to disclose the other program before I apply, or does it matter which I apply to first? 3. Does using both change the repayment or forgiveness terms of yours? Thank you.
Ask both program offices, not just one. When their answers differ, the stricter answer is the one that applies at closing.
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Here’s the question to ask
Hello — I'm a homebuyer looking at Community Partners Product. Can it be used on the same purchase as Negotiated Employee Affordable Home Purchase Program (NEAHP) (District of Columbia Department of Housing and Community Development (DHCD) and DC Office of Labor Relations and Collective Bargaining)? If it can: 1. Is there a cap on total assistance from all sources combined? 2. Do I need to disclose the other program before I apply, or does it matter which I apply to first? 3. Does using both change the repayment or forgiveness terms of yours? Thank you.
Ask both program offices, not just one. When their answers differ, the stricter answer is the one that applies at closing.
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No published rule either way. Many programs at different levels do combine — this is a short phone call, and the answer can be worth thousands.
Here’s the question to ask
Hello — I'm a homebuyer looking at Connexus Credit Union Purchase Mortgages. Can it be used on the same purchase as Negotiated Employee Affordable Home Purchase Program (NEAHP) (District of Columbia Department of Housing and Community Development (DHCD) and DC Office of Labor Relations and Collective Bargaining)? If it can: 1. Is there a cap on total assistance from all sources combined? 2. Do I need to disclose the other program before I apply, or does it matter which I apply to first? 3. Does using both change the repayment or forgiveness terms of yours? Thank you.
Ask both program offices, not just one. When their answers differ, the stricter answer is the one that applies at closing.
We only mark a pair confirmed when a published program rule says so and we can cite it. Everything else is honestly unsettled — which is not the same as “no”. Confirm with a housing counselor or your lender before you count on any combination.
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