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Homebuyer Guide

You don’t have to figure this out all at once.

Tell us where you are and what’s on your mind. We’ll help you choose what to do next.

Question 1 of 2 · No sign-in needed

Where are you right now?

Your buying stageI want to buy, but I’m not sure I’m readyMoney or credit is holding me backI want to understand what I can affordI’m getting ready for preapprovalI’m shopping for a homeI’m under contract or preparing to close

Not sure? The first answer is a good place to begin.

Already own a home? Explore homeownership help.

Prefer to explore on your own?

What do you want help understanding?

Browse practical guides

Getting readyGet ready for pre-approvalUnderstand what lenders review and what to prepare first.
FinancingCompare Loan EstimatesSee the costs that matter so you can compare offers with confidence.
ProgramsUnderstand homebuyer certificatesFind out how certificates connect to programs and counseling.
BuyingWhat closing costs includeUnderstand common costs and what can change before closing.
FinancingMortgage warning signsRecognize pressure, unusual fees, and claims that deserve a second opinion.
Getting readyBuild your homebuying teamKnow who works for whom, who gets paid, and what to ask.

Protect yourself before you sign

Slow down at the pressure points that can cost you money or your home.

Browse straight answers →

Rent-to-own: what to watch for
Contract for deed: you may not own what you think
Warning signs during the loan process

More guides, when you need them

Home equity investments: what homeowners give up

Browse the glossary →Compare online education →Talk with a counselor →