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Compare what each course costs, where its certificate may count, and what support is included.
All courses
Select 2–3 to compare
CHFA
Free for Connecticut residents
A statewide pre-purchase workshop delivered by CHFA-participating HUD-approved counseling agencies, with virtual, in-person, and some Spanish sessions.
Confirm it fits your path
CHFA says the completion certificate satisfies its mortgage financing education requirement. Confirm whether your loan reservation, property type, or lender requires a different CHFA workshop or additional landlord education.
eHome America
$100 base price; partner pricing may vary
A national online course delivered through a network of nonprofit housing counseling agencies, with partner-specific advising and certificate steps.
Connected to a local counseling agency
Choose the agency serving your area. Its price, advisor follow-up, and certificate-release steps may vary.
Fannie Mae
Free
A free six-chapter certificate course covering readiness, saving, mortgages, shopping, closing, and ownership.
Strong free general option
Fannie Mae says HomeView meets the education requirement for most mortgage products. Personal counseling is not included.
Finally Home!
Up to $70; discounts may apply
A seven-chapter certificate course paired with access to HUD-certified counselors and post-purchase homeowner resources.
Education with counseling available
Paid graduates can contact HUD-certified counselors without an additional course-related fee and keep post-purchase resources.
Framework
Partner option$75 per household
Seven self-paced lessons covering readiness, credit, mortgages, shopping, inspection, closing, and successful ownership.
Broad acceptance and household access
Framework says most lenders and down payment programs accept its certificate. The $75 fee covers up to two co-borrowers and access does not expire.
Freddie Mac
Free
A free self-paced course with tools, trackers, and a printable certificate focused on credit and the homebuying process.
Covers Freddie Mac mortgage paths
Freddie Mac says this free course meets the education requirement for Home Possible and HomeOne mortgages.
MMP
Varies by approved provider
Maryland's official route to HUD-, Fannie Mae-, or Freddie Mac-approved homebuyer education, including named online options and counseling agencies.
Confirm it fits your path
Maryland says all non-refinance borrowers must complete qualifying education before approval and receive a certificate within 12 months before settlement. Other funding sources can add requirements, so confirm the exact path with the lender.
Virginia Housing
Free
An eight-hour class covering personal finance, the mortgage process, closing, and the responsibilities of ownership.
Confirm it fits your path
Virginia Housing says the class is required for applicants using a Virginia Housing home loan, with borrower-specific rules and exceptions. Confirm the requirement with the approved lender handling your loan.