Educational Systems FCU $2,500 Mortgage Closing-Cost Credit — 2026
Educational Systems Federal Credit Union
Up to $2,500
An eligible Educational Systems FCU member who applies online for a purchase or refinance mortgage by December 31, 2026 may receive up to $2,500 in lender closing-cost credits.
Grant
Locations listed in HomeBase: District of Columbia
This may not be the program's complete service area. Check the provider's location rules for the home you want to buy.
How and when you repayThis is a mortgage closing-cost credit, not a second loan. The provider does not state a separate repayment obligation.
Who can apply
About you
- Meet Educational Systems FCU membership eligibility; Montgomery County public-school employees, students, and parents are among the listed eligible groups.
- Mortgage lending is available in the contiguous United States and Washington, DC.
The home
- Submit an online mortgage purchase or refinance application by December 31, 2026.
- Meet credit, property, loan-program, and closing requirements.
How to apply
- Submit an online mortgage purchase or refinance application by December 31, 2026.
The program makes the final eligibility decision.
Full requirements, documents, and history
Income tables, education requirements, contacts, complete rules, stacking guidance, sources, and change history
Conditions
Apply online by December 31, 2026; meet Educational Systems FCU membership eligibility; receive credit and mortgage approval; close the eligible transaction; additional exceptions and restrictions may apply.
Reader request
Want us to check this program?
Ask HomeBase to re-check Educational Systems FCU $2,500 Mortgage Closing-Cost Credit — 2026’s current funding, operation, and key terms. Requests help us prioritize the queue; only evidence changes the listing.
What can I combine this with?
Most buyers can use more than one program on the same purchase — a state program under a county one, an employer benefit under both. Taking one when three were available is the most expensive mistake on this site, and it is usually made in silence.
Show what stacks with Educational Systems FCU $2,500 Mortgage Closing-Cost Credit — 2026(12 to check)
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Here’s the question to ask
Hello — I'm a homebuyer looking at Andrews Federal FHLB First-Time Homebuyer Grant. Can it be used on the same purchase as Educational Systems FCU $2,500 Mortgage Closing-Cost Credit — 2026 (Educational Systems Federal Credit Union)? If it can: 1. Is there a cap on total assistance from all sources combined? 2. Do I need to disclose the other program before I apply, or does it matter which I apply to first? 3. Does using both change the repayment or forgiveness terms of yours? Thank you.
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Here’s the question to ask
Hello — I'm a homebuyer looking at APG Federal Credit Union 80/20 Mortgage. Can it be used on the same purchase as Educational Systems FCU $2,500 Mortgage Closing-Cost Credit — 2026 (Educational Systems Federal Credit Union)? If it can: 1. Is there a cap on total assistance from all sources combined? 2. Do I need to disclose the other program before I apply, or does it matter which I apply to first? 3. Does using both change the repayment or forgiveness terms of yours? Thank you.
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Hello — I'm a homebuyer looking at Apple FCU First-Time Home Buyer Mortgage. Can it be used on the same purchase as Educational Systems FCU $2,500 Mortgage Closing-Cost Credit — 2026 (Educational Systems Federal Credit Union)? If it can: 1. Is there a cap on total assistance from all sources combined? 2. Do I need to disclose the other program before I apply, or does it matter which I apply to first? 3. Does using both change the repayment or forgiveness terms of yours? Thank you.
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Hello — I'm a homebuyer looking at Atlantic Union Bank Closing the Gap Loan. Can it be used on the same purchase as Educational Systems FCU $2,500 Mortgage Closing-Cost Credit — 2026 (Educational Systems Federal Credit Union)? If it can: 1. Is there a cap on total assistance from all sources combined? 2. Do I need to disclose the other program before I apply, or does it matter which I apply to first? 3. Does using both change the repayment or forgiveness terms of yours? Thank you.
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Here’s the question to ask
Hello — I'm a homebuyer looking at Atlantic Union Bank STAR Portfolio Loan Program. Can it be used on the same purchase as Educational Systems FCU $2,500 Mortgage Closing-Cost Credit — 2026 (Educational Systems Federal Credit Union)? If it can: 1. Is there a cap on total assistance from all sources combined? 2. Do I need to disclose the other program before I apply, or does it matter which I apply to first? 3. Does using both change the repayment or forgiveness terms of yours? Thank you.
Ask both program offices, not just one. When their answers differ, the stricter answer is the one that applies at closing.
Unverified research entry — details not yet confirmed.
No published rule either way. Many programs at different levels do combine — this is a short phone call, and the answer can be worth thousands.
Here’s the question to ask
Hello — I'm a homebuyer looking at Content changed at DC Dept of Housing and Community Development. Review for a new or updated program. Confidence: high. . Can it be used on the same purchase as Educational Systems FCU $2,500 Mortgage Closing-Cost Credit — 2026 (Educational Systems Federal Credit Union)? If it can: 1. Is there a cap on total assistance from all sources combined? 2. Do I need to disclose the other program before I apply, or does it matter which I apply to first? 3. Does using both change the repayment or forgiveness terms of yours? Thank you.
Ask both program offices, not just one. When their answers differ, the stricter answer is the one that applies at closing.
Unverified research entry — details not yet confirmed.
No published rule either way. Many programs at different levels do combine — this is a short phone call, and the answer can be worth thousands.
Here’s the question to ask
Hello — I'm a homebuyer looking at Content changed at DC Housing Finance Agency. Review for a new or updated program. Confidence: high. Likely changed: Dea. Can it be used on the same purchase as Educational Systems FCU $2,500 Mortgage Closing-Cost Credit — 2026 (Educational Systems Federal Credit Union)? If it can: 1. Is there a cap on total assistance from all sources combined? 2. Do I need to disclose the other program before I apply, or does it matter which I apply to first? 3. Does using both change the repayment or forgiveness terms of yours? Thank you.
Ask both program offices, not just one. When their answers differ, the stricter answer is the one that applies at closing.
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Hello — I'm a homebuyer looking at CrossCountry Mortgage CCM ZeroDown. Can it be used on the same purchase as Educational Systems FCU $2,500 Mortgage Closing-Cost Credit — 2026 (Educational Systems Federal Credit Union)? If it can: 1. Is there a cap on total assistance from all sources combined? 2. Do I need to disclose the other program before I apply, or does it matter which I apply to first? 3. Does using both change the repayment or forgiveness terms of yours? Thank you.
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Hello — I'm a homebuyer looking at DC Assessment Cap Credit. Can it be used on the same purchase as Educational Systems FCU $2,500 Mortgage Closing-Cost Credit — 2026 (Educational Systems Federal Credit Union)? If it can: 1. Is there a cap on total assistance from all sources combined? 2. Do I need to disclose the other program before I apply, or does it matter which I apply to first? 3. Does using both change the repayment or forgiveness terms of yours? Thank you.
Ask both program offices, not just one. When their answers differ, the stricter answer is the one that applies at closing.
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Here’s the question to ask
Hello — I'm a homebuyer looking at DC Disabled Veterans Homestead Deduction. Can it be used on the same purchase as Educational Systems FCU $2,500 Mortgage Closing-Cost Credit — 2026 (Educational Systems Federal Credit Union)? If it can: 1. Is there a cap on total assistance from all sources combined? 2. Do I need to disclose the other program before I apply, or does it matter which I apply to first? 3. Does using both change the repayment or forgiveness terms of yours? Thank you.
Ask both program offices, not just one. When their answers differ, the stricter answer is the one that applies at closing.
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No published rule either way. Many programs at different levels do combine — this is a short phone call, and the answer can be worth thousands.
Here’s the question to ask
Hello — I'm a homebuyer looking at DC Historic Homeowner Grant Program. Can it be used on the same purchase as Educational Systems FCU $2,500 Mortgage Closing-Cost Credit — 2026 (Educational Systems Federal Credit Union)? If it can: 1. Is there a cap on total assistance from all sources combined? 2. Do I need to disclose the other program before I apply, or does it matter which I apply to first? 3. Does using both change the repayment or forgiveness terms of yours? Thank you.
Ask both program offices, not just one. When their answers differ, the stricter answer is the one that applies at closing.
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No published rule either way. Many programs at different levels do combine — this is a short phone call, and the answer can be worth thousands.
Here’s the question to ask
Hello — I'm a homebuyer looking at DC Home Purchase Assistance Program (HPAP). Can it be used on the same purchase as Educational Systems FCU $2,500 Mortgage Closing-Cost Credit — 2026 (Educational Systems Federal Credit Union)? If it can: 1. Is there a cap on total assistance from all sources combined? 2. Do I need to disclose the other program before I apply, or does it matter which I apply to first? 3. Does using both change the repayment or forgiveness terms of yours? Thank you.
Ask both program offices, not just one. When their answers differ, the stricter answer is the one that applies at closing.
We only mark a pair confirmed when a published program rule says so and we can cite it. Everything else is honestly unsettled — which is not the same as “no”. Confirm with a housing counselor or your lender before you count on any combination.
Check everything you’re bringing to closing — gifts, seller credits, employer help →