College Park Community Preservation Trust Shared Equity Homeownership
City of College Park
Below-market home price
Purchase a single-family home in College Park through a land-trust structure that lowers the initial price and preserves affordability for future buyers.
Shared equity
Locations listed in HomeBase: College Park
This may not be the program's complete service area. Check the provider's location rules for the home you want to buy.
How and when you repayThis is not a separate assistance loan. You buy and own the house while the Trust owns the land under a renewable 99-year agreement. When you sell, the Trust has the first opportunity to repurchase the home and the resale formula preserves affordability while allowing you to benefit from your investment.
Who can apply
About you
- Household income must be at or below 140% of the DC Metro Area Median Family Income, based on household size.
- The buyer must be able to obtain a fixed-rate, 30-year mortgage from an approved lender.
- The buyer reviews and signs a renewable 99-year Affordable Housing Land Trust Agreement.
The home
- The buyer must not currently own residential property in College Park, Maryland.
- A HUD-certified homebuyer education course must be completed within six months of purchase.
How to apply
- Homes are inventory-dependent; applicants should review current listings and the application process.
The program makes the final eligibility decision.
Full requirements, documents, and history
Income tables, education requirements, contacts, complete rules, stacking guidance, sources, and change history
Reader request
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What can I combine this with?
Most buyers can use more than one program on the same purchase — a state program under a county one, an employer benefit under both. Taking one when three were available is the most expensive mistake on this site, and it is usually made in silence.
Show what stacks with College Park Community Preservation Trust Shared Equity Homeownership(12 to check)
Worth asking about(12)
No published rule either way. One phone call settles it — and the answer can be worth thousands.
- AgFed ARM Closing Cost SpecialAgriculture Federal Credit Union (AgFed)
AgFed pays $1,500 to $3,500 toward closing costs on eligible adjustable-rate purchase mortgages while the temporary offer remains available.
No published rule either way. Many programs at different levels do combine — this is a short phone call, and the answer can be worth thousands.
Here’s the question to ask
Hello — I'm a homebuyer looking at AgFed ARM Closing Cost Special. Can it be used on the same purchase as College Park Community Preservation Trust Shared Equity Homeownership (College Park City-University Partnership)? If it can: 1. Is there a cap on total assistance from all sources combined? 2. Do I need to disclose the other program before I apply, or does it matter which I apply to first? 3. Does using both change the repayment or forgiveness terms of yours? Thank you.
Ask both program offices, not just one. When their answers differ, the stricter answer is the one that applies at closing.
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No published rule either way. Many programs at different levels do combine — this is a short phone call, and the answer can be worth thousands.
Here’s the question to ask
Hello — I'm a homebuyer looking at APG Federal Credit Union 80/20 Mortgage. Can it be used on the same purchase as College Park Community Preservation Trust Shared Equity Homeownership (College Park City-University Partnership)? If it can: 1. Is there a cap on total assistance from all sources combined? 2. Do I need to disclose the other program before I apply, or does it matter which I apply to first? 3. Does using both change the repayment or forgiveness terms of yours? Thank you.
Ask both program offices, not just one. When their answers differ, the stricter answer is the one that applies at closing.
- Apple FCU First-Time Home Buyer MortgageApple Federal Credit Union
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No published rule either way. Many programs at different levels do combine — this is a short phone call, and the answer can be worth thousands.
Here’s the question to ask
Hello — I'm a homebuyer looking at Apple FCU First-Time Home Buyer Mortgage. Can it be used on the same purchase as College Park Community Preservation Trust Shared Equity Homeownership (College Park City-University Partnership)? If it can: 1. Is there a cap on total assistance from all sources combined? 2. Do I need to disclose the other program before I apply, or does it matter which I apply to first? 3. Does using both change the repayment or forgiveness terms of yours? Thank you.
Ask both program offices, not just one. When their answers differ, the stricter answer is the one that applies at closing.
- Atlantic Union Bank Closing the Gap LoanAtlantic Union Bank
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No published rule either way. Many programs at different levels do combine — this is a short phone call, and the answer can be worth thousands.
Here’s the question to ask
Hello — I'm a homebuyer looking at Atlantic Union Bank Closing the Gap Loan. Can it be used on the same purchase as College Park Community Preservation Trust Shared Equity Homeownership (College Park City-University Partnership)? If it can: 1. Is there a cap on total assistance from all sources combined? 2. Do I need to disclose the other program before I apply, or does it matter which I apply to first? 3. Does using both change the repayment or forgiveness terms of yours? Thank you.
Ask both program offices, not just one. When their answers differ, the stricter answer is the one that applies at closing.
- Chenoa Fund Down Payment AssistanceCBC Mortgage Agency
Second-mortgage down-payment assistance for qualifying borrowers through approved lenders, with repayable and forgivable FHA options generally offering 3.5% or 5%.
No published rule either way. Many programs at different levels do combine — this is a short phone call, and the answer can be worth thousands.
Here’s the question to ask
Hello — I'm a homebuyer looking at Chenoa Fund Down Payment Assistance. Can it be used on the same purchase as College Park Community Preservation Trust Shared Equity Homeownership (College Park City-University Partnership)? If it can: 1. Is there a cap on total assistance from all sources combined? 2. Do I need to disclose the other program before I apply, or does it matter which I apply to first? 3. Does using both change the repayment or forgiveness terms of yours? Thank you.
Ask both program offices, not just one. When their answers differ, the stricter answer is the one that applies at closing.
Unverified research entry — details not yet confirmed.
No published rule either way. Many programs at different levels do combine — this is a short phone call, and the answer can be worth thousands.
Here’s the question to ask
Hello — I'm a homebuyer looking at Chenoa Fund DPA Edge Soft Second product for FHA loans. Can it be used on the same purchase as College Park Community Preservation Trust Shared Equity Homeownership (College Park City-University Partnership)? If it can: 1. Is there a cap on total assistance from all sources combined? 2. Do I need to disclose the other program before I apply, or does it matter which I apply to first? 3. Does using both change the repayment or forgiveness terms of yours? Thank you.
Ask both program offices, not just one. When their answers differ, the stricter answer is the one that applies at closing.
- Clover Capital Community Hero’s Compassion ProgramClover Capital Mortgage and Clover Capital Homes
Eligible military members, teachers, first responders, healthcare workers and union members may receive 0.5% toward closing costs or prepaids, plus another 0.5% when also using the affiliated real-estate service.
No published rule either way. Many programs at different levels do combine — this is a short phone call, and the answer can be worth thousands.
Here’s the question to ask
Hello — I'm a homebuyer looking at Clover Capital Community Hero’s Compassion Program. Can it be used on the same purchase as College Park Community Preservation Trust Shared Equity Homeownership (College Park City-University Partnership)? If it can: 1. Is there a cap on total assistance from all sources combined? 2. Do I need to disclose the other program before I apply, or does it matter which I apply to first? 3. Does using both change the repayment or forgiveness terms of yours? Thank you.
Ask both program offices, not just one. When their answers differ, the stricter answer is the one that applies at closing.
- Community Partners ProductFederal Home Loan Bank of Atlanta
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No published rule either way. Many programs at different levels do combine — this is a short phone call, and the answer can be worth thousands.
Here’s the question to ask
Hello — I'm a homebuyer looking at Community Partners Product. Can it be used on the same purchase as College Park Community Preservation Trust Shared Equity Homeownership (College Park City-University Partnership)? If it can: 1. Is there a cap on total assistance from all sources combined? 2. Do I need to disclose the other program before I apply, or does it matter which I apply to first? 3. Does using both change the repayment or forgiveness terms of yours? Thank you.
Ask both program offices, not just one. When their answers differ, the stricter answer is the one that applies at closing.
Unverified research entry — details not yet confirmed.
No published rule either way. Many programs at different levels do combine — this is a short phone call, and the answer can be worth thousands.
Here’s the question to ask
Hello — I'm a homebuyer looking at Content changed at Baltimore City DHCD. Review for a new or updated program. Confidence: high.. Can it be used on the same purchase as College Park Community Preservation Trust Shared Equity Homeownership (College Park City-University Partnership)? If it can: 1. Is there a cap on total assistance from all sources combined? 2. Do I need to disclose the other program before I apply, or does it matter which I apply to first? 3. Does using both change the repayment or forgiveness terms of yours? Thank you.
Ask both program offices, not just one. When their answers differ, the stricter answer is the one that applies at closing.
- Content changed at CASH Campaign of Maryland. Review for a new or updated program. Confidence: high.
Unverified research entry — details not yet confirmed.
No published rule either way. Many programs at different levels do combine — this is a short phone call, and the answer can be worth thousands.
Here’s the question to ask
Hello — I'm a homebuyer looking at Content changed at CASH Campaign of Maryland. Review for a new or updated program. Confidence: high.. Can it be used on the same purchase as College Park Community Preservation Trust Shared Equity Homeownership (College Park City-University Partnership)? If it can: 1. Is there a cap on total assistance from all sources combined? 2. Do I need to disclose the other program before I apply, or does it matter which I apply to first? 3. Does using both change the repayment or forgiveness terms of yours? Thank you.
Ask both program offices, not just one. When their answers differ, the stricter answer is the one that applies at closing.
- CrossCountry Mortgage CCM ZeroDownCrossCountry Mortgage
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No published rule either way. Many programs at different levels do combine — this is a short phone call, and the answer can be worth thousands.
Here’s the question to ask
Hello — I'm a homebuyer looking at CrossCountry Mortgage CCM ZeroDown. Can it be used on the same purchase as College Park Community Preservation Trust Shared Equity Homeownership (College Park City-University Partnership)? If it can: 1. Is there a cap on total assistance from all sources combined? 2. Do I need to disclose the other program before I apply, or does it matter which I apply to first? 3. Does using both change the repayment or forgiveness terms of yours? Thank you.
Ask both program offices, not just one. When their answers differ, the stricter answer is the one that applies at closing.
- Educational Systems FCU $2,500 Mortgage Closing-Cost Credit — 2026Educational Systems Federal Credit Union
An eligible Educational Systems FCU member who applies online for a purchase or refinance mortgage by December 31, 2026 may receive up to $2,500 in lender closing-cost credits.
No published rule either way. Many programs at different levels do combine — this is a short phone call, and the answer can be worth thousands.
Here’s the question to ask
Hello — I'm a homebuyer looking at Educational Systems FCU $2,500 Mortgage Closing-Cost Credit — 2026. Can it be used on the same purchase as College Park Community Preservation Trust Shared Equity Homeownership (College Park City-University Partnership)? If it can: 1. Is there a cap on total assistance from all sources combined? 2. Do I need to disclose the other program before I apply, or does it matter which I apply to first? 3. Does using both change the repayment or forgiveness terms of yours? Thank you.
Ask both program offices, not just one. When their answers differ, the stricter answer is the one that applies at closing.
We only mark a pair confirmed when a published program rule says so and we can cite it. Everything else is honestly unsettled — which is not the same as “no”. Confirm with a housing counselor or your lender before you count on any combination.
Check everything you’re bringing to closing — gifts, seller credits, employer help →