Not verified yetFunding open at last check

Better Real Estate Purchase Loan Lender Credit

Better Mortgage Corporation and Better Real Estate

0.50% of final loan amount, up to $10,000

A lender credit equal to 0.50% of the final Better Mortgage purchase-loan amount, up to $10,000, for borrowers using a Better Real Estate Partner Agent and closing with Better Mortgage.

Grant

Locations listed in HomeBase: Connecticut

This may not be the program's complete service area. Check the provider's location rules for the home you want to buy.

How and when you repayThe lender credit does not create a separate assistance balance to repay; the mortgage, interest, points, closing charges, and any selected affiliated services remain payable.

Who can apply

About you

Better Mortgage holds Connecticut Mortgage Lender License ML-330511.
Eligible loan types include conventional conforming, jumbo, VA, and FHA under the current terms.
Primary residences, second homes, and investment properties can qualify under the current terms.
Offer applies in Better-originating states except Washington and may not be combined with other Better promotions.

The home

The borrower must use a Better Real Estate Partner Agent and close the purchase loan with Better Mortgage.

The program makes the final eligibility decision.

Full requirements, documents, and history

Income tables, education requirements, contacts, complete rules, stacking guidance, sources, and change history

Conditions

The buyer must be matched with and use a Better Real Estate Partner Agent, lock and close a qualifying purchase mortgage with Better Mortgage, and have the agent relationship confirmed before the Closing Disclosure.

Documents needed

Better Real Estate agent-match confirmation
Better Mortgage application and underwriting documents
Purchase contract
Loan Estimate and Closing Disclosure showing the credit

Reader request

Want us to check this program?

Ask HomeBase to re-check Better Real Estate Purchase Loan Lender Credit’s current funding, operation, and key terms. Requests help us prioritize the queue; only evidence changes the listing.

What can I combine this with?

Most buyers can use more than one program on the same purchase — a state program under a county one, an employer benefit under both. Taking one when three were available is the most expensive mistake on this site, and it is usually made in silence.

Show what stacks with Better Real Estate Purchase Loan Lender Credit(12 to check)

Worth asking about(12)

No published rule either way. One phone call settles it — and the answer can be worth thousands.

Affinity First-Time Homebuyer $500 Savings BonusAffinity Federal Credit Union
A qualifying first-time buyer who closes an Affinity mortgage and completes the account and autopay requirements receives $500 in an Affinity savings account.
No published rule either way. Many programs at different levels do combine — this is a short phone call, and the answer can be worth thousands.
Here’s the question to ask
```
Hello — I'm a homebuyer looking at Affinity First-Time Homebuyer $500 Savings Bonus.

Can it be used on the same purchase as Better Real Estate Purchase Loan Lender Credit (Better Mortgage Corporation and Better Real Estate)?

If it can:
  1. Is there a cap on total assistance from all sources combined?
  2. Do I need to disclose the other program before I apply, or does it matter which I apply to first?
  3. Does using both change the repayment or forgiveness terms of yours?

Thank you.
```
Ask both program offices, not just one. When their answers differ, the stricter answer is the one that applies at closing.
If you asked them, what did they say?
Yes, they combineNo, they don’tThey weren’t sure
Anything they added (optional)Which office answered (optional)The office, not the person. Please don’t include anyone’s name, email, or phone number.
Affinity HomeAdvantage Cash RewardsAffinity Federal Credit Union; provided by CU Realty Services/HomeAdvantage
Affinity members who buy or sell through an assigned HomeAdvantage network agent may receive a commission-funded cash reward.
No published rule either way. Many programs at different levels do combine — this is a short phone call, and the answer can be worth thousands.
Here’s the question to ask
```
Hello — I'm a homebuyer looking at Affinity HomeAdvantage Cash Rewards.

Can it be used on the same purchase as Better Real Estate Purchase Loan Lender Credit (Better Mortgage Corporation and Better Real Estate)?

If it can:
  1. Is there a cap on total assistance from all sources combined?
  2. Do I need to disclose the other program before I apply, or does it matter which I apply to first?
  3. Does using both change the repayment or forgiveness terms of yours?

Thank you.
```
Ask both program offices, not just one. When their answers differ, the stricter answer is the one that applies at closing.
If you asked them, what did they say?
Yes, they combineNo, they don’tThey weren’t sure
Anything they added (optional)Which office answered (optional)The office, not the person. Please don’t include anyone’s name, email, or phone number.
Affordable Loan Solution®Bank of America
Unverified research entry — details not yet confirmed.
No published rule either way. Many programs at different levels do combine — this is a short phone call, and the answer can be worth thousands.
Here’s the question to ask
```
Hello — I'm a homebuyer looking at Affordable Loan Solution®.

Can it be used on the same purchase as Better Real Estate Purchase Loan Lender Credit (Better Mortgage Corporation and Better Real Estate)?

If it can:
  1. Is there a cap on total assistance from all sources combined?
  2. Do I need to disclose the other program before I apply, or does it matter which I apply to first?
  3. Does using both change the repayment or forgiveness terms of yours?

Thank you.
```
Ask both program offices, not just one. When their answers differ, the stricter answer is the one that applies at closing.
If you asked them, what did they say?
Yes, they combineNo, they don’tThey weren’t sure
Anything they added (optional)Which office answered (optional)The office, not the person. Please don’t include anyone’s name, email, or phone number.
AgFed ARM Closing Cost SpecialAgriculture Federal Credit Union (AgFed)
AgFed pays $1,500 to $3,500 toward closing costs on eligible adjustable-rate purchase mortgages while the temporary offer remains available.
No published rule either way. Many programs at different levels do combine — this is a short phone call, and the answer can be worth thousands.
Here’s the question to ask
```
Hello — I'm a homebuyer looking at AgFed ARM Closing Cost Special.

Can it be used on the same purchase as Better Real Estate Purchase Loan Lender Credit (Better Mortgage Corporation and Better Real Estate)?

If it can:
  1. Is there a cap on total assistance from all sources combined?
  2. Do I need to disclose the other program before I apply, or does it matter which I apply to first?
  3. Does using both change the repayment or forgiveness terms of yours?

Thank you.
```
Ask both program offices, not just one. When their answers differ, the stricter answer is the one that applies at closing.
If you asked them, what did they say?
Yes, they combineNo, they don’tThey weren’t sure
Anything they added (optional)Which office answered (optional)The office, not the person. Please don’t include anyone’s name, email, or phone number.
Alliant Advantage MortgageAlliant Credit Union
Qualified first-time buyers may receive an Alliant Advantage adjustable-rate mortgage with no down payment and no PMI on loans up to $650,000.
No published rule either way. Many programs at different levels do combine — this is a short phone call, and the answer can be worth thousands.
Here’s the question to ask
```
Hello — I'm a homebuyer looking at Alliant Advantage Mortgage.

Can it be used on the same purchase as Better Real Estate Purchase Loan Lender Credit (Better Mortgage Corporation and Better Real Estate)?

If it can:
  1. Is there a cap on total assistance from all sources combined?
  2. Do I need to disclose the other program before I apply, or does it matter which I apply to first?
  3. Does using both change the repayment or forgiveness terms of yours?

Thank you.
```
Ask both program offices, not just one. When their answers differ, the stricter answer is the one that applies at closing.
If you asked them, what did they say?
Yes, they combineNo, they don’tThey weren’t sure
Anything they added (optional)Which office answered (optional)The office, not the person. Please don’t include anyone’s name, email, or phone number.
American Eagle First-Time Buyer $1,000 Closing-Cost CreditAmerican Eagle Financial Credit Union
$1,000 toward closing costs with American Eagle's fixed-rate first-time-buyer mortgage, which advertises down payments as low as 3% and a rate lock up to 60 days.
No published rule either way. Many programs at different levels do combine — this is a short phone call, and the answer can be worth thousands.
Here’s the question to ask
```
Hello — I'm a homebuyer looking at American Eagle First-Time Buyer $1,000 Closing-Cost Credit.

Can it be used on the same purchase as Better Real Estate Purchase Loan Lender Credit (Better Mortgage Corporation and Better Real Estate)?

If it can:
  1. Is there a cap on total assistance from all sources combined?
  2. Do I need to disclose the other program before I apply, or does it matter which I apply to first?
  3. Does using both change the repayment or forgiveness terms of yours?

Thank you.
```
Ask both program offices, not just one. When their answers differ, the stricter answer is the one that applies at closing.
If you asked them, what did they say?
Yes, they combineNo, they don’tThey weren’t sure
Anything they added (optional)Which office answered (optional)The office, not the person. Please don’t include anyone’s name, email, or phone number.
Ascend Bank Aspire Homebuyer MortgageAscend Bank
A Connecticut first-time-buyer mortgage with up to 100% financing, lender-paid PMI, and up to $5,000 of assistance in eligible geographies.
No published rule either way. Many programs at different levels do combine — this is a short phone call, and the answer can be worth thousands.
Here’s the question to ask
```
Hello — I'm a homebuyer looking at Ascend Bank Aspire Homebuyer Mortgage.

Can it be used on the same purchase as Better Real Estate Purchase Loan Lender Credit (Better Mortgage Corporation and Better Real Estate)?

If it can:
  1. Is there a cap on total assistance from all sources combined?
  2. Do I need to disclose the other program before I apply, or does it matter which I apply to first?
  3. Does using both change the repayment or forgiveness terms of yours?

Thank you.
```
Ask both program offices, not just one. When their answers differ, the stricter answer is the one that applies at closing.
If you asked them, what did they say?
Yes, they combineNo, they don’tThey weren’t sure
Anything they added (optional)Which office answered (optional)The office, not the person. Please don’t include anyone’s name, email, or phone number.
Bank of America America's Home GrantBank of America, N.A.
A nonrepayable lender grant of up to $7,500 for eligible nonrecurring closing costs or a permanent interest-rate buydown on a qualifying Bank of America mortgage and select-market property.
No published rule either way. Many programs at different levels do combine — this is a short phone call, and the answer can be worth thousands.
Here’s the question to ask
```
Hello — I'm a homebuyer looking at Bank of America America's Home Grant.

Can it be used on the same purchase as Better Real Estate Purchase Loan Lender Credit (Better Mortgage Corporation and Better Real Estate)?

If it can:
  1. Is there a cap on total assistance from all sources combined?
  2. Do I need to disclose the other program before I apply, or does it matter which I apply to first?
  3. Does using both change the repayment or forgiveness terms of yours?

Thank you.
```
Ask both program offices, not just one. When their answers differ, the stricter answer is the one that applies at closing.
If you asked them, what did they say?
Yes, they combineNo, they don’tThey weren’t sure
Anything they added (optional)Which office answered (optional)The office, not the person. Please don’t include anyone’s name, email, or phone number.
Bank of America Down Payment GrantBank of America, N.A.
A nonrepayable down-payment grant equal to 3% of the purchase price, capped at $10,000, for a qualifying first-time buyer, Bank of America mortgage and select-market property.
No published rule either way. Many programs at different levels do combine — this is a short phone call, and the answer can be worth thousands.
Here’s the question to ask
```
Hello — I'm a homebuyer looking at Bank of America Down Payment Grant.

Can it be used on the same purchase as Better Real Estate Purchase Loan Lender Credit (Better Mortgage Corporation and Better Real Estate)?

If it can:
  1. Is there a cap on total assistance from all sources combined?
  2. Do I need to disclose the other program before I apply, or does it matter which I apply to first?
  3. Does using both change the repayment or forgiveness terms of yours?

Thank you.
```
Ask both program offices, not just one. When their answers differ, the stricter answer is the one that applies at closing.
If you asked them, what did they say?
Yes, they combineNo, they don’tThey weren’t sure
Anything they added (optional)Which office answered (optional)The office, not the person. Please don’t include anyone’s name, email, or phone number.
Bridgeport First-Time Homebuyer Down Payment and Closing Cost AssistanceCity of Bridgeport Housing & Community Development, administered with Building Neighborhoods Together
Up to $25,000 as a forgivable second mortgage for a qualifying first-time buyer purchasing and occupying an eligible Bridgeport home.
No published rule either way. Many programs at different levels do combine — this is a short phone call, and the answer can be worth thousands.
Here’s the question to ask
```
Hello — I'm a homebuyer looking at Bridgeport First-Time Homebuyer Down Payment and Closing Cost Assistance.

Can it be used on the same purchase as Better Real Estate Purchase Loan Lender Credit (Better Mortgage Corporation and Better Real Estate)?

If it can:
  1. Is there a cap on total assistance from all sources combined?
  2. Do I need to disclose the other program before I apply, or does it matter which I apply to first?
  3. Does using both change the repayment or forgiveness terms of yours?

Thank you.
```
Ask both program offices, not just one. When their answers differ, the stricter answer is the one that applies at closing.
If you asked them, what did they say?
Yes, they combineNo, they don’tThey weren’t sure
Anything they added (optional)Which office answered (optional)The office, not the person. Please don’t include anyone’s name, email, or phone number.
CBC Mortgage Chenoa Fund - Conventional 97 HomeReady ProgramSL-CBC
Unverified research entry — details not yet confirmed.
No published rule either way. Many programs at different levels do combine — this is a short phone call, and the answer can be worth thousands.
Here’s the question to ask
```
Hello — I'm a homebuyer looking at CBC Mortgage Chenoa Fund - Conventional 97 HomeReady Program.

Can it be used on the same purchase as Better Real Estate Purchase Loan Lender Credit (Better Mortgage Corporation and Better Real Estate)?

If it can:
  1. Is there a cap on total assistance from all sources combined?
  2. Do I need to disclose the other program before I apply, or does it matter which I apply to first?
  3. Does using both change the repayment or forgiveness terms of yours?

Thank you.
```
Ask both program offices, not just one. When their answers differ, the stricter answer is the one that applies at closing.
If you asked them, what did they say?
Yes, they combineNo, they don’tThey weren’t sure
Anything they added (optional)Which office answered (optional)The office, not the person. Please don’t include anyone’s name, email, or phone number.
Centreville Bank PASO MortgageCentreville Bank
A Centreville Bank 30-year fixed mortgage with up to 100% financing for eligible low- or moderate-income buyers in eastern Connecticut.
No published rule either way. Many programs at different levels do combine — this is a short phone call, and the answer can be worth thousands.
Here’s the question to ask
```
Hello — I'm a homebuyer looking at Centreville Bank PASO Mortgage.

Can it be used on the same purchase as Better Real Estate Purchase Loan Lender Credit (Better Mortgage Corporation and Better Real Estate)?

If it can:
  1. Is there a cap on total assistance from all sources combined?
  2. Do I need to disclose the other program before I apply, or does it matter which I apply to first?
  3. Does using both change the repayment or forgiveness terms of yours?

Thank you.
```
Ask both program offices, not just one. When their answers differ, the stricter answer is the one that applies at closing.
If you asked them, what did they say?
Yes, they combineNo, they don’tThey weren’t sure
Anything they added (optional)Which office answered (optional)The office, not the person. Please don’t include anyone’s name, email, or phone number.

We only mark a pair confirmed when a published program rule says so and we can cite it. Everything else is honestly unsettled — which is not the same as “no”. Confirm with a housing counselor or your lender before you count on any combination.

Check everything you’re bringing to closing — gifts, seller credits, employer help →

Loading your page