At a glance

Serves

Maryland, Bel Air, MD

Office

Bel Air 21014-8723

Languages

English

Organization roles

Counselor

Office phone

410-638-3045

HUD agency ID

80331

Services and specialties

• Mortgage delinquency & default counseling
• Financial management & budget counseling
• Services for homeless counseling
• Pre-purchase counseling
• Pre-purchase homebuyer education workshops
• Rental housing counseling
• Reverse mortgage counseling

What buyers should know

Current sourced details for this organization and office. Program rules and availability can change, so check the source before acting.

• Availability

  Housing office hours

  Housing and Community Services lists Monday–Friday office hours of 8:00 a.m.–5:00 p.m., except holidays.

  General office hours, not guaranteed walk-in counseling availability.

  Checked August 7, 2026 · Harford County Government ↗

• How to start

  Housing office contact

  Contact Housing and Community Services at 410-638-3045 at 15 S. Main Street, Bel Air.

  General department contact; call to identify the correct current counseling or first-time buyer intake route.

  Checked August 7, 2026 · Harford County Government ↗

• Who may qualify

  Published housing-program audience

  Harford County describes its affordable-homeownership and related housing programs as serving low- to moderate-income residents.

  General departmental audience; each program can have distinct income, geography, and funding requirements.

  Checked August 7, 2026 · Harford County Government ↗

Contact information

HomeBase checked these public details on August 6, 2026. They have not been presented as provider-confirmed. Nothing is sent unless you choose to contact the organization.