At a glance

Serves

Virginia, Gate City, VA

Office

Gate City 24251-2874

Languages

English

Organization roles

Counselor

Office phone

276-452-2441

HUD agency ID

90434

Services and specialties

• Mortgage delinquency & default counseling
• Post-purchase workshops
• Pre-purchase counseling
• Pre-purchase homebuyer education workshops
• Rental housing counseling
• Rental housing workshops

What buyers should know

Current sourced details for this organization and office. Program rules and availability can change, so check the source before acting.

• Cost

  Housing counseling cost

  AppCAA describes its housing-counseling and credit-improvement services as entirely free.

  Applies to the counseling services described; loan, closing, credit-report, or third-party costs are not addressed.

  Checked August 7, 2026 · Appalachian Community Action and Development Agency ↗

• How to start

  Application route

  Use AppCAA's online Apply for Service form for counseling or homebuyer programs.

  Submitting the form is an intake step and does not establish eligibility, funding, or appointment availability.

  Checked August 7, 2026 · Appalachian Community Action and Development Agency ↗

• Services

  Individual housing plan

  A buyer works one-on-one with a HUD-certified counselor to assess renting versus owning and create an individualized housing goal plan.

  Published counseling process; it does not guarantee mortgage readiness or financing.

  Checked August 7, 2026 · Appalachian Community Action and Development Agency ↗

Contact information

HomeBase checked these public details on August 6, 2026. They have not been presented as provider-confirmed. Nothing is sent unless you choose to contact the organization.