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Vellum Mortgage Inc.
Mortgage Lender
- Type
- Mortgage Lender
- Service area
- Serves VA, DC
- Specialties
- State-approved Virginia Housing lender
A mortgage lender originates loans directly and may keep servicing them or transfer servicing after closing.
Recent lending activity
Public HMDA activity shows where this lender has recently closed loans.
Descriptive only—not a rating or endorsement.
Maryland (statewide)
~539
loans closed in 2025
District of Columbia
~125
loans closed in 2025
Virginia (statewide)
~393
loans closed in 2025
HomeBase connection
Approved to originate
Ask which assistance options can be paired with your loan.
Official program-participation evidence is not yet attached.
What their recent loans look like
Public HMDA facts for VA in 2025. These describe activity, not lending requirements or a recommendation.
- Purchase loans
- 350
- Median loan
- $445,000
- Median closing costs
- $8,135
- Median borrower income
- $135,500
- Common debt-to-income band
- 20%-<30%
Loan mix
Questions worth asking
Built from this lender’s public facts—bring these to your first conversation.
- 1You're listed as approved for Virginia Housing loans — which assistance programs can we pair with my loan?
What we know
- Mortgage Lender
- State-program participation confirmed
- Recent public lending activity available
- Serves 2 tracked states