AFFORDABLE HOUSING, EDUCATION AND DEVELOPMENT, INC. (AHEAD)

AFRICAN AMERICAN ALLIANCE FOR HOMEOWNERSHIP, INC.

2020 marks the 22nd year of AAAH hosting The Annual African American Homeownership Fair. The fairs have attracted over 4,900 prospective homeowners who attend to meet with the 400 housing professionals who have participated throughout the years. The fairs offer free workshops throughout the day, activities for children, testimonials, and door prize drawings. The 2018 fair featured a $1,000 drawing to support a prospective buyer’s Dream of Owning a Home! The fairs continue to stimulate home buying resources within a “one-stop” environment. We also provide information on resources to help homeowners preserve their home. To date, we have tracked over 500 new homeowners as a result of our annual Fairs! AAAH Homebuyer Counseling and Homebuyer Education Classes: AAAH is non-profit, 501(c)3 organization, and a HUD Approved Housing Counseling Agency. Our counselors are NCHEC trained and certified, and have adopted the National Industry Standards for Homeownership Education and Counseling. In addition to counseling we facilitate 8-hour Homebuyer Education Classes. Participants who successfully complete the Homebuyer Education Class will receive a Certificate of Completion. Since beginning the classes in July 2005, approximately 750 prospective buyers have received class certificates and are now better prepared for the home buying process! In late 2008 AAAH was awarded a national grant through the State of Oregon to provide foreclosure prevention counseling. We have counseled over 1100 individuals facing foreclosure. Individual Development Accounts (IDA). In late 2006 AAAH became a partner of the VIDA collaborative through Casa of Oregon to provide matched savings accounts for first time homebuyers. To date, 155 prospective homebuyers have opened an IDA Account and 71 graduates purchased a house. AAAH Staff Cheryl L. Roberts Executive Director ​ ​Daniel Lechuga HUD Certified Pre-Purchase & Foreclosure Counselor Bi-lingual (English & Spanish)​ ​ Ayzia Roberts Program Assistant ​ Elma Lopez Project HOPE Certified Housing Counselor ​ Isaiah Kamrar Program Manager ​ Alliance Board Members Derron Coles, PhD Chair, The Blueprint Foundation Dr. Carl B. Anderson, M.D. MPH Treasurer, NW Permanente ​ Carol Collier Secretary, Community Advocate ​ Ernest Hill, Jr State Farm Insurance

AFRICAN DEVELOPMENT CENTER OF MINNESOTA

The Mission of the African Development Center is to grow businesses, build wealth, and increase reinvestment in the African communities of Minnesota. Our Work Through workshops and consultations on financial literacy, business development, and home ownership, ADC provides culturally competent services to Minnesota’s African community. Charities Review Council Certification & US Dept. of Treasury CDFI certification logosADC is a leader in micro-lending to small businesses, outperforming even the largest banking institutions in the state of Minnesota. ADC has been recognized a few times as the number One small business lender of the City of Minneapolis. With the help of 8 dedicated full-time employees, and our Executive and Finance Committees and Board of Trustees, ADC provides services in 6 languages to communities throughout Minnesota. ADC is dedicated to the economic empowerment and success of African immigrants. Minnesota is home to over one-hundred thousand African immigrants, many of whom face language, cultural, and religious barriers. ADC actively works to reduce these barriers and create a path for African immigrants to achieve financial success. History Minnesota, like the nation, is struggling to deal with the economic pressures and opportunities of immigration. ADC’s role in this big picture is to create answers on the opportunity side. Our work has corroborated studies showing that increasing the rates of self-employment and homeownership among “new Minnesotans” contributes to the revitalization of neglected neighborhoods and links mainstream businesses with the state’s estimated $6 billion ethnic economy. According to a recent report by The Minneapolis Foundation, 13 percent of Minnesota’s foreign born residents in the 2000 Census were from Africa – a higher percentage than in any other US state. Most Africans have come to Minnesota over the past generation as refugees fleeing civil strife in Somalia, Liberia and the Sudan. Other relatively large African populations recently arrived include Nigerians, Ethiopians, and Eritreans. This influx will likely continue. Minnesota offers immigrants an established African population, a strong economy, a good quality of life, educational opportunities, and unskilled jobs that don’t require fluency or literacy in English. In an era of budget cuts at every level of government, mainstream community development corporations lack the funds to expand their services to meet the complex needs of African immigrants. They also lack the motivation to seek out non-traditional clients: Minnesota’s down-payment assistance funds already cannot keep up with existing demand. ADC was created to fill these gaps, and we have achieved spectacular early success. Both in providing services and building capacity, our hard-working staff and diverse board have transformed ADC from a one-person, half-time operation to a highly-networked corporation serving Minnesota with innovative financial products and services.

AGORA COMMUNITY SERVICES CORPORATION, NFP

ALABAMA COUNCIL ON HUMAN RELATIONS, INC

ACHR is a private, non-profit 501-C-3 organization funded exclusively for eleemosynary (charitable) and educational purposes. The goal of ACHR is the promotion and implementation of programs that improve economic conditions, education, and racial relationships for all people, resulting in an increased self-sufficiency and overall improvement in their quality of life.

ALBANY COUNTY RURAL HOUSING ALLIANCE, INC

ACRHA offers a wide variety of services to assist homeowners and home buyers Albany County Rural Housing Alliance assists homeowners with home repairs in Albany County (outside the city of Albany) through our home repair grants programs. ACRHA actively seeks contractors* who are interested in completing home repair projects for homeowners through our agency. We encourage minority and women owned contractors with MWBE Certification to apply.

ALBANY COUNTY RURAL HOUSING ALLIANCE, INC.

ACRHA offers a wide variety of services to assist homeowners and home buyers. Albany County Rural Housing Alliance assists homeowners with home repairs in Albany County (outside the city of Albany) through our home repair grants programs. ACRHA actively seeks contractors* who are interested in completing home repair projects for homeowners through our agency. We encourage minority and women owned contractors with MWBE Certification to apply.

ALBANY COUNTY RURAL HOUSING ALLIANCE, INC.

ACRHA offers a wide variety of services to assist homeowners and home buyers. Albany County Rural Housing Alliance assists homeowners with home repairs in Albany County (outside the city of Albany) through our home repair grants programs. ACRHA actively seeks contractors* who are interested in completing home repair projects for homeowners through our agency. We encourage minority and women owned contractors with MWBE Certification to apply.

ALLEGANY COUNTY COMMUNITY OPPORTUNITIES AND RURAL DEVELOPMENT (ACCORD) CORP.

ACCORD is a private, non-profit Community Action Agency (CAA), established under the Economic Opportunity Act of 1964 to fight America’s War on Poverty. CAA’s are a primary source of support for the more than 38 million Americans who suffer from living in poverty. Since 1972, ACCORD has continually expanded the array of programs and services for low and moderate income individuals and families. Today ACCORD secures approximately $7 million in grant funds each year to provide residents with services including small business, child care referral, domestic violence, emergency food, Head Start, homeless and housing, and after-school programs.

ALLEGANY COUNTY HUMAN RESOURCES DEVELOPMENT COMMISSION, INC

HRDC, Human Resources Development Commission of Allegany County is a private, non profit organization dedicated to improving the lives of the people it serves. It is HRDC’s mission to eliminate social and economic barriers to promote individual and community stability through services, advocacy and collaboration. HRDC, under the direction of its Board of Directors, designs, staffs, operates and assembles funding for a wide range of programs. These programs improve the lives of the young, the low-income, the elderly and those with disabilities in Allegany County, Maryland. When a need is identified, HRDC creates effective public-private partnerships to help people to help themselves. HRDC is governed by a Board of Directors comprised of program participants and representatives from all sectors of the community. Presently based at 125 Virginia Avenue in Cumberland, HRDC operates 32 programs from 16 different sites around the county. The organization employs over 170 people, utilizes a fleet of 35 vehicles and draws upon the services and skills of hundreds of volunteers and coordinates its services with many other agencies in the county. HRDC administers its various programs with funds generated from over 30 different sources. The budget, over eleven million dollars, is funded through federal, state and local sources, client fees and in-kind contributions. HRDC programs reach 1 out of every 3 residents in Allegany County. HRDC’s history reflects many benchmarks of achievement resulting from innovative programming, quality program management and service delivery. Discovering people’s talents, maximizing their potential, developing their skills and finding solutions for their needs is what HRDC does. The organization reaches out to help those in need, make Allegany County a better place to grow up, live and grow old.