ALLIANCE CREDIT COUNSELING, INC.

Our Mission: Provide help and hope through charitable relief to the poor and distressed by personalized education, counseling, and support programs that reduce and avoid the burdens of financial crisis, debt stress, bankruptcy, and their consequences. Provide empowerment to the public through charitable education programs of financial literacy, money management, credit management, and debt reduction to help meet life’s challenges and opportunities. Alliance is: North Carolina’s largest home foreclosure prevention service, helping to keep thousands of families in their homes, saving their homes from foreclosure, and eliminating the negative effects on families, neighborhoods, and the larger community North Carolina’s largest volume HUD approved housing counseling agency, providing all types of professional housing counseling services, including rental counseling, transitional counseling, pre and post purchase counseling, HECM or Reverse Mortgage counseling, as well as foreclosure prevention counseling. North Carolina’s highest producer of Hardest Hit Fund or N. C. Foreclosure Prevention Fund loans, providing nearly 1,800 financially distressed homeowners loans to save their homes from foreclosure due to unemployment resulting from no cause of their own; providing nearly $30 million in benefits to their families and communities, plus the elimination of the negative effects of foreclosure, such as the drop in value of neighboring homes.North Carolina’s State Home Foreclosure Prevention Project (SHFPP) highest volume of agency-originated caseload, generating nearly 30% of the statewide total caseload, leveraging our large referral network to provide assistance to those in need. Largest area provider of Reverse Mortgage Counseling assistance, helping seniors to keep their homes and age-in-place. Partner with nearly 60 area nonprofits to annually provide several hundred financial workshops and thousands of individual personalized financial counseling and coaching sessions to help the financially distressed achieve stability and maintain competence in money matters.

ALLIANCE FOR BUILDING COMMUNITIES

Alliance for Building Communities (ABC) is a 501(c)(3) non-profit agency with its home office located at 532 Walnut Street in downtown Allentown. ABC is an Equal Opportunity affordable housing provider that adheres to regulations set by the United States Department of Housing and Urban Development (HUD) and employs HUD-certified housing counselors. In existence since 1975, ABC serves an area in northeastern Pennsylvania that includes Lehigh, Northampton, Berks, Carbon, Monroe and Schuylkill Counties. The agency’s team is made up of 20 to 23 employees and a volunteer board.

ALTERNATIVES FEDERAL CREDIT UNION

What makes us Alternatives? The biggest question at the Credit Union always seems to be, "What does Alternatives mean and why should I bank here?" Many bank at Alternatives because of our community focus and social change philosophy, while others have chosen us simply for our services. Our social mission is integrated into our economic mission, so for whatever reason, joining Alternatives is making a choice towards a more economically just community. Alternatives Federal Credit Union is no ordinary financial institution. We are a Community Development Credit Union (CDCU), member-owned, locally controlled and self-supporting. Our purpose is to meet the financial needs of the members of our community. We believe that by controlling the flow of funds within a small community, the community can build itself to suit its own needs and be more self-reliant. We take pride in our services, policies, and procedures because they contribute to a better society, a healthier community or a financially sound member. Some of our more innovative programs include: Individual Development Accounts (IDAs), Business CENTS (our small business development program), Student Credit Union, the Free Tax Preparation Program, lending for minority and women-owned businesses, affordable mortgages, and much more. About Community Development Credit Unions Alternatives is a Regional Community Development Credit Union (CDCU). A CDCU is a credit union with a mission of serving low and moderate-income people and communities. CDCUs are committed to providing access to safe financial services and education for underserved people. Our Community Programs include Free Tax Preparation, Student Credit Union, Financial Wellness, and Business CENTS. About your membership Joining Alternatives Federal Credit Union is simple. A one-time $2 fee covers your Alternatives membership and enrolls you in the Alternatives Fund of Ithaca, Inc., the credit union's not-for-profit field of membership association. A required $5 deposit into your savings account will make you a shareholding owner-member of Alternatives Federal Credit Union. Members have the opportunity to elect their representatives or run for a position on our volunteer Board of Directors. Alternatives is federally insured by the National Credit Union Administration (NCUA). The NCUA is a U.S. Government agency that insures deposits up to $250,000.

AMANDLA COMMUNITY DEVELOPMENT CORPORATION

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AMERICAN CONSUMER CREDIT COUNSELING

History Founded in 1991, American Consumer Credit Counseling (ACCC) is a nonprofit (501) (c)(3) organization, offering confidential consumer credit counseling services, debt management, budget counseling, bankruptcy counseling, housing counseling, student loan counseling and financial education to consumers nationwide. ACCC is a leader in the credit counseling industry and has national counseling experience. ACCC is dedicated to helping people regain control of their finances and plan for a debt-free future. Our professionally trained and certified counselors assist individuals in all of their financial needs and provide a plan of action to address their financial situation. ACCC is a member of the National Foundation for Credit Counseling (NFCC), is accredited by the Council on Accreditation (COA), and is accredited by the Better Business Bureau with an A+ rating. Our Mission ACCC strives to empower consumers to regain control over the quality of their lives through financial education, counseling, and debt management. Our Vision ACCC strives to develop a greater community of financially responsible individuals and families that will thrive for generations to come. Through collaboration with community partners and financial institutions, ACCC is dedicated to providing unsurpassed financial education and services to those who need it most. General Disclaimer: ACCC is not a loan company. ACCC is a registered or licensed debt management service provider where applicable. Specific license information is available upon request. Not all services are available in all states. Fees may apply for debt management plan services. Terms and conditions apply. Eligibility requirements apply for debt management plans. Individual results may vary depending upon a number of factors including creditor participation. None of the information contained in this website constitutes, nor should be construed as financial advice.

AMERICAN CREDIT COUNSELING INSTITUTE

American Credit Counseling Institute (ACCI) currently has 5 offices and 3 satellite offices in 8 different areas of Pennsylvania, serving people from all parts of the state. ACCI is approved by IRS to operate as a non-profit business under IRS 501 C (3) guidelines. ACCI has partnered and is approved by the Pennsylvania Housing and Finance Agency (PHFA) to offer counseling services in Pennsylvania. ACCI housing counselors are certified by PHFA and other nationally recognized organizations. ACCI has adopted the National Industry Standards for Homeownership Education and Counseling and is approved as a provider for homeownership services and certified by the National Industry Standards for Homeownership Education and Counseling in Foreclosure Specialty. ACCI provides consistent and high quality advice for homeowners and future homeowners in achieving their dream of owning their own home. ACCI provides counseling to individuals and families, regardless of their age, disability, family status, gender, national origin, political affiliation, race, or religion. American Credit Counseling Institute counsels individuals and families with housing issues because we are convinced that when a family has its own home, its members do not need to worry about where they need to move next, that translates into ownership pride, better health, better education, better employment, stable and well rooted neighborhoods. ACCI counsels individuals and families with credit and budget issues because that translates into better financial conditions, better and more affordable housing, less dependency on others and on government programs, and ultimately a better and stronger nation.

AMERICAN DEBT RESOURCES

AMERICAN FINANCIAL SOLUTIONS

AMEZ HOUSING COMMUNITY DEVELOPMENT CORPORATION

ANCHORAGE NEIGHBORHOOD HOUSING SERVICES DBA NEIGHBORWORKS ALASKA

NeighborWorks® Alaska is a 501(c)3 non-profit dedicated to improving the quality of life for families and individuals by preserving homes, creating new housing opportunities and strengthening neighborhoods. Our board, staff, and community partners are committed to an Alaska where all enjoy Stable Housing, Thriving Families, and Strong Communities! Since 1981, we’ve walked thousands of Alaskans from vulnerability to security. Housing is the driving force for transformational change in our communities. All people need are the right opportunities. We are looking forward to providing even more access to housing for all Alaskans.